1. Acceptance of Terms
By accessing or using iBankData, including the dashboard, APIs, website, and related services, you agree to be bound by these Terms of Service.
2. Accounts and API Keys
You are responsible for maintaining the confidentiality of your account credentials and API keys.
You must immediately notify us of any unauthorized use or suspected compromise.
iBankData reserves the right to revoke or suspend API keys that violate these terms or abuse the platform.
3. API Usage Rules
Users may not:
- Abuse or overload the platform
- Attempt unauthorized access
- Bypass rate limits or quotas
- Use the service for unlawful purposes
- Reverse engineer protected systems
- Share paid API keys publicly
API usage may be monitored for security, analytics, billing, and abuse prevention.
4. Billing and Subscriptions
Paid subscriptions renew automatically unless canceled before the next billing cycle.
Subscription fees are non-refundable unless required by law.
Failure to complete payment may result in suspension or downgrade of service.
5. Service Availability
While we strive to maintain high availability, iBankData does not guarantee uninterrupted or error-free service.
Maintenance, infrastructure issues, or third-party outages may temporarily affect availability.
6. Termination
We may suspend or terminate access to the platform at any time if these terms are violated or if misuse is detected.
7. Limitation of Liability
iBankData is provided on an “as is” and “as available” basis.
To the maximum extent permitted by law, iBankData shall not be liable for indirect, incidental, or consequential damages arising from use of the platform or APIs.
8. Changes to Terms
We may modify these Terms of Service at any time. Continued use of the platform after changes become effective constitutes acceptance of the updated terms.
9. Contact
Questions regarding these terms may be sent to: